What we do

Total wealth management

  1. Profiling and education: In-depth discussion of financial situation, time frame, risk tolerance, goals and expectations.
  2. Investment policy statement: Selection of appropriate distribution of assets based upon individual investor profile.
  3. Strategic game plan: Total Wealth Management: specifically financial, estate and tax planning review
  4. Portfolio review: Compares performance vs. indices, vs. stated goals and measures risk-adjusted returns.

Our services:

Financial planning
Estate planning
Professional portfolio construction and monitoring
Corporate executive services
Business financial services
Private advisory services
Insurance services
Equities
Bond inventory
Research capabilities

Checkpoints

Are you:

  • Being realistic about rates of return?
  • Being realistic about your goals?
  • Saving enough for retirement?
  • Saving enough for education expenses?
  • Heavily weighted in one asset class?
  • On track to meet your goals?
  • Protected in the event of a tragedy?

Should you:

  • Be more aggressive or conservative?
  • Extend your time horizon?
  • Contribute more towards retirement?
  • Diversify your assets?
  • Update your wills?
  • Split assets with your spouse?
  • Own more or less insurance?

Transparency. We prefer to be compensated as a percentage of your total assets under management to eliminate commissions, predict investing costs and eliminate conflict of interest. If you choose to pay transactional fees instead, they will always be disclosed upfront. We have no consultation fees or undisclosed costs.