A retirement income plan that holds up in any market combines two to three years of withdrawals in cash and short-term investments, a ladder of bonds and GICs held to maturity, long-term equity exposure, and regular rebalancing....

In Ontario, eligible Canadian dividends are taxed at lower rates than employment or interest income at every income level, and an investor with no other income can receive roughly $58,000 a year in eligible dividends without paying income tax....

In today's investment landscape, many portfolios are built around chasing the latest market trend, the hottest stock, or the most recent economic headline....